MedProtect

MedProtect is a safety net for licensed medical professionals. It helps if a patient complains that something went wrong during medical care by covering the costs of explaining or defending professional actions and any payment that is legally necessary.

• Professional Liability: This covers claims for compensation if a medical professional is accused of making a mistake or actually made one while treating or caring for a patient.
• Costs and Expenses: This covers the legal costs and related expenses that may arise while defending or settling a covered claim.

MedProtect is important because it provides protection and support for you in case a patient files a complaint or claim due to an actual or alleged medical error or mistake. If you are held legally responsible, MedProtect can help cover the cost of compensation and legal expenses involved in defending or settling the claim.

MedProtect covers doctors, physicians, surgeons, anesthesiologists, and pathologists or any licensed medical practitioner against claims of negligence or medical errors arising from the treatment or services they provide.

MedProtect covers the insured doctors and specialists for legal fees and expenses in defending or settling a claim related to their medical practice.

MedProtect also provides security for the contents of the clinic owned by the Insured Medical Practitioner in case of damage caused by Fire or Lightning.

MedProtect provides Personal Accident benefits for the Insured Medical Practitioner (below 70 years old) in case of injury, disability, or death due to an accident.

The Insured is the individual medical professional who is duly licensed in his/her medical specialization and with at least one (1) year of working experience. To qualify for coverage under the Personal Accident section of the policy, the Insured must not be more than 70 years old.

MedProtect Plans are designed based on your desired coverage limit. You can choose coverage limits ranging from One Million Pesos (₱1,000,000) up to Thirty Million Pesos (₱30,000,000) depending on your needs. The cost of the plan will vary depending on your specialization.

Yes. Applicants must declare their professional status and practice details, such as:

• Specialization.
• If connected with a partnership or own a hospital or clinic with bed and board facilities.
• If engaged in medical practice outside the Philippines.

Medical mistakes can happen for many reasons. These include surgery done the wrong way, giving the wrong medicine or dosage, or making an incorrect diagnosis. It can also happen when a doctor does not get a patient's permission before a procedure, fails to monitor their condition, or delays the needed treatment.

No. Each medical practitioner can only have one (1) Medical Malpractice Insurance policy at any given time.

To enroll in MedProtect, you need to submit the following:

• Accomplished, signed, and dated application form, minimum of one (1) year of working experience as a medical practitioner.
• Declare the amount of estimated annual professional fees.
• Clean loss record, no pending suits, claims or known circumstances that could give rise to a future claim. If there are any pending or previous cases, Malayan Insurance will require submission of additional information for further review.

Your Medical Malpractice Insurance policy is valid for a duration of twelve (12) months (one year) from the agreed-upon effective date.

The claim process requires you to immediately notify the insurance company in writing when you receive any patient claim or complaint or become aware of an event that could lead to one, and you must not admit guilt or agree to pay anything without the consent of the Insurer.

For inquiries, please feel free to contact us via our trunkline number at (02) 86288628 or by sending an email to Malayan's Customer Experience (CX) Center at cxc@malayan.com. You may also reach out to your dedicated Malayan Insurance accredited agent for assistance and information.