Claim Process

Travel Insurance - General Claim Requirements

GENERAL REQUIREMENTS:

  • Copy of Valid ID (local) or Passport (international)
  • Copy of Policy
  • Copy of E-ticket (initial round trip ticket)


EMERGENCY MEDICAL TREATMENT:

  • Medical Certificate
  • Incident Report (if accident)
  • Statement of Account
  • Original Official Receipts (medical/hospital/pharmacy expenses)


COVID-19:

  • Medical Certificate
  • RT-PCR Test Result
  • Statement of Account/Original Official Receipt (medical/hospital)


ACCIDENTAL DEATH:

  • Police Report
  • Death Certificate
  • Marriage Certificate - if beneficiary is spouse
  • Birth Certificate - if beneficiary is parent/child
  • Birth Certificate of the assured and beneficiary - if beneficiary is sibling


EMERGENCY TRIP CANCELLATION:

  • Medical Certificate (if due to serious illness or injury)
  • Death Certificate
  • Marriage Certificate - if beneficiary is spouse
  • Birth Certificate - if beneficiary is parent/child
  • Birth Certificate of the assured and beneficiary - if beneficiary is sibling
  • Original Official Receipts (re-booked and non-refundable lodging and transportation)


EMERGENCY TRIP TERMINATION:

  • Medical Certificate (if due to serious illness or injury)
  • Death Certificate
  • Marriage Certificate - if beneficiary is spouse
  • Birth Certificate - if beneficiary is parent/child
  • Birth Certificate of the assured and beneficiary - if beneficiary is sibling
  • Copy of new purchased E-ticket


FLIGHT DELAY:

  • Irregularity Report from the airline
  • Original Official Receipts (food/lodging/transportation)


LOSS TRAVEL DOCUMENTS:

  • Police Report
  • Irregularity Report (if lost inside airport premises)
  • Original Official Receipts (travel and communication expenses incurred in acquiring replacement passport/travel tickets)


LOSS OF CASH:

  • Police Report (with corresponding amount of lost cash)


LOSS OF BAGGAGE:

  • Police Report (with list of items with brand, model, type, and purchased amount)


DAMAGE TO BAGGAGE:

  • Picture/s of damaged baggage
  • Purchase amount, year and month damaged baggage was bought


BAGGAGE DELAY:

  • Irregularity Report from the airline
  • Any document satisfactory to the insurer stating the exact time and date that the baggage was retrieved
  • Original Official Receipts (toiletries/clothing)


LOSS OF LAPTOP:

  • Police Report


DAMAGE TO LAPTOP:

  • Incident Report
  • Deed of Assignment (if provided by the insured's employer)
  • Repair estimate or certificate of total damage from the dealer or reputable service provider
  • Original Official Receipt (proof of purchase)


CAR RENTAL PROTECTION:

  • Police Report
  • Duly Notarized Affidavit (If needed)
  • Rental fee and damage charged by the rental company


PERSONAL LIABILITY:

  • Incident Report
  • Billing Statement for the damaged property

Motor Insurance - General Claim Requirements

For Own Damage:

  • Original Copy of Police Report  or Notarized Affidavit of Accident  
  • Stencils of Motor/Chassis numbers
  • Photocopy of Driver’s License and O.R.  
  • Photocopy of Certificate of Registration and O.R.  
  • Colored Pictures of the Damaged Unit showing plate number


For Third Party:

  • Original copy of Certificate of No Claim  from the Third Party Insurer
  • Stencils of Motor/Chassis numbers Colored
  • Photocopy of TP's Driver's License and O.R
  • Photocopy of TP's Certificate of
  • Registration and O.R
  • Colored Pictures of the Damaged Unit showing plate number


CTPL/BI/DEATH:

  • Orig. Police Report/Notarized Affidavit Statement of Claim
  • Stencil of Engine & Chassis Number (10 yrs.older)  
  • Orig. Medical Certificate  
  • Orig. Pharmacy Charge Slips or Drug Store Receipts
  • Orig. Statement of Account from Hospital or Receipt of Professional Fees 6. Funeral/Burial Expense Receipts
  • Death Certificate/Post Mortem
  • Report Proof of Legal Beneficiaries
  • Photocopy of Drivers License & OR  
  • Photocopy of OR/CR
  • Photocopy of Birth Certificate of minor TP claimant


For Auto PA (Personal Accident) :

  • Orig. Police Report/Notarized Affidavit Statement of Claim / Notarized
  • Stencil of Engine & Chassis Number (10 yrs.older)  
  • Orig. Medical Certificate  
  • Orig. Pharmacy Charge Slips or Drug Store Receipts
  • Orig. Statement of Account from Hospital or Receipt of Professional Fees 6. Funeral/Burial Expense Receipts
  • Death Certificate/Post Mortem
  • Report Proof of Legal Beneficiaries
  • Photocopy of OR/CR
  • Photocopy of Drivers License & OR  
  • Photocopy of Birth Certificate of minor TP claimant


For Carnapped:

  • Orig. Police Report/Notarized Affidavit Statement of Claim
  • Bank Certificate on Outstanding Loan  
  • Complaint Sheet/Alarm Sheet
  • Certificate of Non Recovery Original
  • Certificate of Registration and Official Receipt Deed of Sale
  • Original Release of Chattel Mortgage(if any)
  • Keys
  • Photocopy of OR/CR
  • Photocopy of Drivers License & OR  


For Third Party Property Damage:

  • Orig. Police Report/Notarized Affidavit Statement of Claim
  • Stencil of Engine & Chassis Number (10 yrs.older)  
  • Proof of Ownership  
  • Repair Estimate/Quotation from Shop
  • Appraiser Photograph of Damages Repair
  • Invoice & Official Receipt
  • Photocopy of OR/CR
  • Photocopy of Drivers License & OR  

Personal Accident - General Claim Requirements

GENERAL REQUIREMENTS:

  • Copy of Valid ID
  • Copy of Policy


DAILY HOSPITALIZATION:

  • Medical Certificate
  • Clinical Abstract (if needed)
  • Statement of Account


VITAL COVER (COVID-19):

  • Medical Certificate
  • RT-PCR Test Result


MEDICAL REIMBURSEMENT:

  • Medical Certificate
  • Affidavit of How Accident Happened or Duly Notarized Police Report
  • Original Official Receipt


ACCIDENTAL DEATH/MURDER AND UNPROVOKED ASSAULT:

  • Affidavit of How Accident Happened or Duly Notarized Police Report
  • Death Certificate
  • Marriage Certificate - if beneficiary is spouse
  • Birth Certificate - if beneficiary is parent/child
  • Birth Certificate of the assured and beneficiary - if beneficiary is sibling


DISMEMBERMENT:

  • Medical Certificate
  • Affidavit of How Accident Happened or Duly Notarized Police Report
  • Picture of Claimant with the Affected Part


DISABLEMENT:

  • Medical Certificate
  • Affidavit of How Accident Happened or Duly Notarized Police Report


FIRE ASSISTANCE:

  • Barangay Certificate
  • Pictures of the incident


CALAMITY ASSISTANCE:

  • Barangay Certificate
  • Pictures of the incident


EDUCATIONAL ASSISTANCE:

  • Registration form for the school year enrolled
  • Birth Certificate


DENGUE CASH ASSISTANCE:

  • Medical Certificate
  • Serology Test Result


Retail Fire - General Claim Requirements

FIRE AND ALLIED PERILS:

  • Accomplished Sworn Statement of Loss Claim; (form supply)
  • Accomplished Non-Waiver Agreement; (form supply)
  • Copy of policy and proof of premium payment;
  • Affidavit of Loss;
  • Incident Report regarding the circumstances that leads to the loss/fire;
  • Business Licenses and Permits to engage in business;
  • Bureau of Internal Revenue (BIR) VAT or Non-VAT Registration Certificate;
  • Secretary’s Certificate as to who will represent the company in connection with this claim; and
  • Photographs of the affected insured properties.