

Claim Process
Travel Insurance - General Claim Requirements
GENERAL REQUIREMENTS:
- Copy of Valid ID (local) or Passport (international)
- Copy of Policy
- Copy of E-ticket (initial round trip ticket)
EMERGENCY MEDICAL TREATMENT:
- Medical Certificate
- Incident Report (if accident)
- Statement of Account
- Original Official Receipts (medical/hospital/pharmacy expenses)
COVID-19:
- Medical Certificate
- RT-PCR Test Result
- Statement of Account/Original Official Receipt (medical/hospital)
ACCIDENTAL DEATH:
- Police Report
- Death Certificate
- Marriage Certificate - if beneficiary is spouse
- Birth Certificate - if beneficiary is parent/child
- Birth Certificate of the assured and beneficiary - if beneficiary is sibling
EMERGENCY TRIP CANCELLATION:
- Medical Certificate (if due to serious illness or injury)
- Death Certificate
- Marriage Certificate - if beneficiary is spouse
- Birth Certificate - if beneficiary is parent/child
- Birth Certificate of the assured and beneficiary - if beneficiary is sibling
- Original Official Receipts (re-booked and non-refundable lodging and transportation)
EMERGENCY TRIP TERMINATION:
- Medical Certificate (if due to serious illness or injury)
- Death Certificate
- Marriage Certificate - if beneficiary is spouse
- Birth Certificate - if beneficiary is parent/child
- Birth Certificate of the assured and beneficiary - if beneficiary is sibling
- Copy of new purchased E-ticket
FLIGHT DELAY:
- Irregularity Report from the airline
- Original Official Receipts (food/lodging/transportation)
LOSS TRAVEL DOCUMENTS:
- Police Report
- Irregularity Report (if lost inside airport premises)
- Original Official Receipts (travel and communication expenses incurred in acquiring replacement passport/travel tickets)
LOSS OF CASH:
- Police Report (with corresponding amount of lost cash)
LOSS OF BAGGAGE:
- Police Report (with list of items with brand, model, type, and purchased amount)
DAMAGE TO BAGGAGE:
- Picture/s of damaged baggage
- Purchase amount, year and month damaged baggage was bought
BAGGAGE DELAY:
- Irregularity Report from the airline
- Any document satisfactory to the insurer stating the exact time and date that the baggage was retrieved
- Original Official Receipts (toiletries/clothing)
LOSS OF LAPTOP:
- Police Report
DAMAGE TO LAPTOP:
- Incident Report
- Deed of Assignment (if provided by the insured's employer)
- Repair estimate or certificate of total damage from the dealer or reputable service provider
- Original Official Receipt (proof of purchase)
CAR RENTAL PROTECTION:
- Police Report
- Duly Notarized Affidavit (If needed)
- Rental fee and damage charged by the rental company
PERSONAL LIABILITY:
- Incident Report
- Billing Statement for the damaged property
Motor Insurance - General Claim Requirements
For Own Damage:
- Original Copy of Police Report  or Notarized Affidavit of Accident Â
- Stencils of Motor/Chassis numbers
- Photocopy of Driver’s License and O.R. Â
- Photocopy of Certificate of Registration and O.R. Â
- Colored Pictures of the Damaged Unit showing plate number
For Third Party:
- Original copy of Certificate of No Claim  from the Third Party Insurer
- Stencils of Motor/Chassis numbers Colored
- Photocopy of TP's Driver's License and O.R
- Photocopy of TP's Certificate of
- Registration and O.R
- Colored Pictures of the Damaged Unit showing plate number
CTPL/BI/DEATH:
- Orig. Police Report/Notarized Affidavit Statement of Claim
- Stencil of Engine & Chassis Number (10 yrs.older) Â
- Orig. Medical Certificate Â
- Orig. Pharmacy Charge Slips or Drug Store Receipts
- Orig. Statement of Account from Hospital or Receipt of Professional Fees 6. Funeral/Burial Expense Receipts
- Death Certificate/Post Mortem
- Report Proof of Legal Beneficiaries
- Photocopy of Drivers License & OR Â
- Photocopy of OR/CR
- Photocopy of Birth Certificate of minor TP claimant
For Auto PA (Personal Accident) :
- Orig. Police Report/Notarized Affidavit Statement of Claim / Notarized
- Stencil of Engine & Chassis Number (10 yrs.older) Â
- Orig. Medical Certificate Â
- Orig. Pharmacy Charge Slips or Drug Store Receipts
- Orig. Statement of Account from Hospital or Receipt of Professional Fees 6. Funeral/Burial Expense Receipts
- Death Certificate/Post Mortem
- Report Proof of Legal Beneficiaries
- Photocopy of OR/CR
- Photocopy of Drivers License & OR Â
- Photocopy of Birth Certificate of minor TP claimant
For Carnapped:
- Orig. Police Report/Notarized Affidavit Statement of Claim
- Bank Certificate on Outstanding Loan Â
- Complaint Sheet/Alarm Sheet
- Certificate of Non Recovery Original
- Certificate of Registration and Official Receipt Deed of Sale
- Original Release of Chattel Mortgage(if any)
- Keys
- Photocopy of OR/CR
- Photocopy of Drivers License & OR Â
For Third Party Property Damage:
- Orig. Police Report/Notarized Affidavit Statement of Claim
- Stencil of Engine & Chassis Number (10 yrs.older) Â
- Proof of Ownership Â
- Repair Estimate/Quotation from Shop
- Appraiser Photograph of Damages Repair
- Invoice & Official Receipt
- Photocopy of OR/CR
- Photocopy of Drivers License & OR Â
Personal Accident - General Claim Requirements
GENERAL REQUIREMENTS:
- Copy of Valid ID
- Copy of Policy
DAILY HOSPITALIZATION:
- Medical Certificate
- Clinical Abstract (if needed)
- Statement of Account
VITAL COVER (COVID-19):
- Medical Certificate
- RT-PCR Test Result
MEDICAL REIMBURSEMENT:
- Medical Certificate
- Affidavit of How Accident Happened or Duly Notarized Police Report
- Original Official Receipt
ACCIDENTAL DEATH/MURDER AND UNPROVOKED ASSAULT:
- Affidavit of How Accident Happened or Duly Notarized Police Report
- Death Certificate
- Marriage Certificate - if beneficiary is spouse
- Birth Certificate - if beneficiary is parent/child
- Birth Certificate of the assured and beneficiary - if beneficiary is sibling
DISMEMBERMENT:
- Medical Certificate
- Affidavit of How Accident Happened or Duly Notarized Police Report
- Picture of Claimant with the Affected Part
DISABLEMENT:
- Medical Certificate
- Affidavit of How Accident Happened or Duly Notarized Police Report
FIRE ASSISTANCE:
- Barangay Certificate
- Pictures of the incident
CALAMITY ASSISTANCE:
- Barangay Certificate
- Pictures of the incident
EDUCATIONAL ASSISTANCE:
- Registration form for the school year enrolled
- Birth Certificate
DENGUE CASH ASSISTANCE:
- Medical Certificate
- Serology Test Result
Retail Fire - General Claim Requirements
FIRE AND ALLIED PERILS:
- Accomplished Sworn Statement of Loss Claim; (form supply)
- Accomplished Non-Waiver Agreement; (form supply)
- Copy of policy and proof of premium payment;
- Affidavit of Loss;
- Incident Report regarding the circumstances that leads to the loss/fire;
- Business Licenses and Permits to engage in business;
- Bureau of Internal Revenue (BIR) VAT or Non-VAT Registration Certificate;
- Secretary’s Certificate as to who will represent the company in connection with this claim; and
- Photographs of the affected insured properties.
