TraveLite
Travel without worries and without breaking your budget.
Features and Benefits
Personal Accident
Protects you from the misfortunes of accidents while travelling. It offers benefit for death, disablement, and dismemberment due to accident including burial benefit.
Medical Reimbursement
Enables you to reimburse up to 500k for accident-related expenses during your travel. Includes provision for cash allowance for hospital admission caused by the accident (maximum of 7 days)
Recovery of Travel Expenses
Pays cash for reasonable and irrecoverable travel cost. This shall reimburse the unused portion of travel and accommodation expenses paid in advance that are non-refundable.
Travel Inconvenience Benefits
Provides reimbursement to extra expenses brought by these travel hassles, including expense baggage delay, damage or loss of baggage, loss of travel documents.
Travel Assistance Benefits
Pays you back for the costs of medical evacuation and repatriation if you get sick and have to be taken back home or to the nearest medical facility.
How to Apply
Choose a Product
Choose the right insurance best for you.
Apply Online
Be insured through our online insurance platform.
Verification
The insurance policy will be delivered to your registered email address.
Product Information
Application Qualification
Travel destination must be local or a Non-Schengen State or Country.
Required Documents
No requirements needed.
Product FAQs
What is Travelite, and why should I consider buying it?
Travelite is a budget-friendly travel insurance product. It's a lighter option for your pocket while still offering essential protection during your travels as it provides an affordable option without compromising on comprehensive coverage.
It's the perfect choice for travelers seeking both affordability and extensive protection, whether you're traveling internationally or locally.
What does Travelite cover?
- Personal Accident- Travelite provides benefits for death, disablement, and disablement due to accidents, including burial benefits.
- Medical Reimbursement - In case of emergency medical attention due to accidental injuries, Travelite reimburses your expenses. It also includes a provision for Hospital Cash Allowance.
- Recovery of Travel Expenses - If your travel plans are disrupted or cut short, Travelite covers the unused expenses for hotel bookings and pre-paid travel costs.
- Travel Inconvenience Benefits - Say goodbye to travel hassles, such as delayed flights, lost baggage, or travel document issues. Travelite compensates for these inconveniences up to the specified policy limit.
- Travel Assistance Benefits - Travelite covers the costs of emergency medical repatriation and evacuation. If recommended by an attending physician, it also includes coverage for travel via commercial carrier, up to the specified policy limit.
Does TraveLite have any age restrictions?
People aged 18 to 64 years old may be covered by TraveLite.
Is there a minimum distance requirement between my home and the travel destination for Travelite coverage?
No, there are no distance limits for Travelite coverage.
I’ll be traveling to a Schengen State. Is Travelite compliant to the Visa Application requirement?
No, Travelite does not meet the required coverage for emergency medical treatment worth 50,000 USD for Schengen Visa application. However, it can be used anywhere as long as there are no specific high-value coverage limits required.
Who is eligible to buy Travelite?
Anyone can purchase Travelite, provided that the insured traveler is between 18 to 64 years old.
How and where can I purchase Travelite?
You can purchase Travelite through the following options:
- Malayan’s E-commerce website, www.malayan.com;
- through your Malayan-accredited agents; and
- any Malayan branch nationwide.
Where and how will I file a claim?
To initiate a claim, please promptly notify Malayan Insurance or your authorized insurance agent, either verbally or in writing, within 30 days from the date of the loss. You have the option to file a claim conveniently through our website at www.malayan.com or by visiting any of our 35 branches nationwide.
To whom can I ask assistance in case I have questions and clarifications on Travelite?
For questions and clarifications about Travelite, you can reach out to us through our trunkline number at (02) 8628 8628 or by sending an email to Malayan’s Customer Experience (CX) Center at cxc@malayan.com. Additionally, your dedicated Malayan Insurance accredited agent is available to provide assistance and information.
Can I see a more comprehensive document containing Travel Lite's terms and conditions?
You may view Home Travel Lite's policy wordings here.
In case of an emergency while traveling, is there someone I can contact for assistance?
Travelite, the budget-friendly version of our travel insurance, does not include direct phone assistance for travel emergencies. However, Travel Lite does offer reimbursement for Emergency Repatriation and Emergency Evacuation costs.
For immediate assistance during emergencies, we recommend considering Travel Master which includes 24/7 international travel assistance benefit with direct phone assistance through Assist America. Learn more about Travel Master and its benefits here: https://malayan.com/products/lifestyle/travel-master