COVID Insurance for Kids and the Elderly

Most insurance companies in the Philippines cover travel, car, and accidental death benefits, among other common emergencies. However, Malayan Insurance Philippines also offers Vital Cover cash assistance for confinement and loss of life due, specifically to the COVID-19 infection. 

Who can avail of this plan?

Anyone aged 75 and below can avail of this Vital Cover insurance plan, which means you can also have children and elderly family members insured. Coverage and benefits include loss of life cash assistance and daily hospital income benefit, among others. 

What are the coverage details?

The Loss of Life Cash Assistance benefit is a lump sum benefit following a loss of life due to COVID-19 infection. The Daily Hospital Income Benefit is a fixed daily cash benefit for every day of hospital confinement due to COVID-19. It covers a maximum of 14 days. 

Malayan’s Vital Cover includes benefits for non-COVID cases, particularly Dengue and Chikungunya. It also provides indemnity to the insured member for a loss of life resulting from an accident.

Coverage and benefits also include medical reimbursement for expenses incurred for the treatment of injuries sustained in an accident, as long as the amount does not exceed the policy coverage and cannot be recovered through other means. 

Why get Vital Cover?

At these uncertain times when COVID is still very much present and affecting several individuals, it is best to take the necessary steps to protect yourself and your family, not just from the disease itself but from the effects it may have on your finances and standard of living. 

Malayan Vital Cover COVID-19 cash assistance helps you and your family keep up with daily living expenses while you or an insured family member can’t work due to COVID. It can also aid the family with funeral costs and provide for dependents in case of a loss of life. 

Given that children and the elderly tend to be more vulnerable to COVID-19, cash assistance applicable to COVID cases may be significantly helpful with medical and day-to-day expenses when the need arises. 

Have peace of mind knowing that you and your loved ones are taken care of in case anyone gets struck down by COVID, becomes unable to work, or passes away. Get Vital Cover cash assistance now.