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With Photo Rx, your
Camera and other photography equipment are insured
with the No.1 Non-Life Insurer in the Philippines.
As you search
for that elusive perfect photo, accidents may
happen anytime, and at any place when you least
expect them. With Photo Rx, professional and hobby
photographers may prepare themselves against adversities
that may happen. Malayan’s Photo Rx protects photographers
against accidents, and possible liabilities arising
from one’s business operations. Photo Rx also
secures your cameras, equipment, peripherals and
photographer’s portfolio from theft, burglary,
loss or accidental damage at very affordable premiums.
Coverage |
Limit |
| Property Insurance
(In & Outside Premises) |
100,000.00 |
| Comprehensive
General Liability |
100,000.00 |
| Public Liability |
100,000.00 |
| Overseas Extension |
100,000.00 |
| Vehicle Extension |
100,000.00 |
| Personal Accident
with 10% Medical Reimbursement |
1,000,000.00 |
| Assistant's
Medical Expense |
1,000,000.00 |
| Accidental Damage
to Portfolio |
50,000.00 |
| Hire of Equipment |
50,000.00 |
| Total
Premium (tax inclusive) |
Php
4,000.00 |
• A premium of P 2,800.00
(tax inclusive) shall be charged for every additional
100,000 sum insured of property insurance cover.
Product Features
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Property
Insurance |
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Covers declared camera
and other photography equipment against accidental
damage, theft or physical loss while inside
or outside the business premises.
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Comprehensive
General Liability |
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Provides insurance to address
business-related legal worries in relation
to third parties for bodily injury and/or
property damage due to accidents arising out
of the photographer’s business operations,
whether in the studio or “shooting on location”. |
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Public
Liablity |
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Answers for liabilities
in the event the photographer is held financially
and legally liable for damage/s to property
of or injury to a third party due to negligence. |
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Overseas
Extension |
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Provides protection of
declared camera and other photography equipment
against accidental damage, theft or physical
loss while on travel status within the Philippines
or abroad. |
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Vehicle
Extension |
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Provides protection of
declared camera and other photography equipment
against accidental damage, theft or physical
loss while in transit on any type of conveyance. |
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Personal
Accident with Medical Reimbursement |
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Provides indemnity to the
insured for loss of life, permanent disability,
or dismemberment due to an accident, as well
as reimbursement on actual medical expenses
for treatment of injuries sustained as a result
of an accident. |
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Assistant’s
Medical Expense |
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Provides indemnity to the
photographer’s assistant for loss of life,
permanent disability or dismemberment due
to an accident as well as reimbursement on
actual medical expenses for treatment of injuries
sustained as a result of an accident. |
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Damage
to Portfolio |
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Covers the photographer’s
declared portfolio against physical loss or
accidental damage, but not for the value of
the information contained therein. |
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Hire
of Equipment |
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Compensation for rental
of alternative equipment while awaiting repair
and replacement of insured property which
is the subject of an approved claim. |
Click
here to download the Photo Rx application form
Click
here to download the Photo Rx Lite application form
After
accomplishing the application form, please fax
to Mr. Cliff Lao at 241-1205. |
